Cash Buffer for Property Investors

You must have known that there is no certainty of the future no matter how expert a person in certain field. Even a forecast often missed their prediction of the weather. In business and life in general, everything could go wrong. However, that is not the concern you need to focus on.

What you need to pay attention to is how to be prepared for the unexpected turns that could happen during your journey in your business. It is said that property investment is one of the least risky businesses. However, it still has its own risks as well as the unexpected you need to anticipate if you want your investment to survive in the long run.

One of the most important thing property investors should have to anticipate the future is building up cash buffer.

What is cash buffer for property investors?

Cash buffer is like a saving you have in order to anticipate the unexpected cost. For example, there are times when you receive a sudden call from your tenant telling you that the pipe leaked or the roof broken. If you don’t have cash buffer at that time, where else will you able to pay for the repair?

Importance of cash buffer for property investors

Cash buffer is very helpful and nobody disagree on that. Most investors are too focused on the cash flow when it comes to property investment. Of course it is not wrong either because it is important so you can pay your loan mortgage as well as other expenses. However, cash flow can only do so much.

What happen to your investment when your property is suddenly untenanted? What should you do? Putting your property on sale?

No, what you need as solution is to build up your cash buffer. You see, when the unexpected happens such as vacancy or late rental payment, your loan mortgage still needs to be paid. The other expenses won’t wait until your cash flow is back to normal condition.

When the unexpected repairs happens, you need quick cash especially when it is emergency that cannot be delayed. That’s when cash buffer will be very helpful.

How much cash buffer you need to have?

Basically, there is no certain rule of how much cash buffer you need to build up. At some points, it may differs from one investor to another depending on various factors including the property itself. However, it is highly advised to have a bare minimum of $5,000 ready for each property you own.

However, it also depends on your rental income as well as the expenses you need to pay in regular basis.

Building up cash buffer is not as hard as you thought it would be. It is just like your regular savings plan. Just make sure that you make calculation of the expenses you might face for emergencies. Thus, your cash buffer will be enough to cover them. By building up cash buffer gradually, you don’t have to worry that you would use your personal savings to cover emergencies regarding to your investment property.

Discovery The Luxury In 8 Bedroom Villa Seminyak

Sometimes, travel accommodation in Bali will surprise you in many ways you have never thought before. You can be amazed by its super luxurious comfort and spacious rooms, feeling blessed by the facilities and the surround atmosphere, or you can drop your jaw down by the 8 bedroom villa that is located at Seminyak.

As far as I know, no matter how many family members my friends have, I have never found one that was building a resident with 8 bedrooms such the villa Seminyak in Bali. I may have not been knowing many people, but living for years have thought me that I have never seen such house.

Those who are renting the 8 bedroom villa Seminyak in Bali must be bringing more people or family members that are equal to how many bedrooms of the villa or can be more than that. If each bedroom can be enough and fit for at least 2 adult people, then there must be at least 14-16 people settle in.

This kind of villa can also be the superb residence for medium size of group of people or for the family on vacation that are wishing for the luxury living that won’t separate each other. If there will be a group that need to stay under one roof, you have known where to go.

Where you can find the luxury 8 bedroom villa Seminyak in Bali?

As the discovery itself is requiring you to uncover the new thing in life or reveal something that is meaningful but previously unrecognised, then staying inside the 8 bedroom villa Seminyak in Bali itself can be the very new experience for many of us.

If before we were thinking that the more people who are traveling, then the more hotel rooms will be reserved. I think how we are playing the game is has been changing. As the tourism businesses are growing, today there have been many accommodation options that are ready to be used by everyone. And you know what, the luxury thing that the accommodation keep on telling us sometime feels like it is not becoming the special one anymore ever since most of the accommodations are saying the same thing over and over again.

But when its come to the villa as the travel accommodation, the image is different. Villas are always as special as they were and knowing about the 8 bedroom villa Seminyak in Bali itself seems to be an innovation that is developed through the business competition.

Discover the luxury 8 bedroom villa Seminyak in Bali

If you are wondering which one of such villa you can rent, go ahead to Hu’u Villas Bali and you will find that you can even get more bedroom possibilities than what I have been told you on above.

Advantages of staying in luxury and beautiful 8 bedroom villa Seminyak

I don’t know what you are thinking about a villa, but I am sure that it can means anything for any travellers. In average, I think its cost will also pretty much higher than many available hotel rooms but will still affordable ever since you are not the only one who are paying for it.

Guest house can be another option when you are concerning much about the price. It is so cheap but since most of the buildings are not spacious enough and can even be considered as the smaller, I think it will be hard for the travellers that are bringing more than 6 people. There are also some of interesting guest houses that are bigger than villa, but I am afraid that the cost will really breaks your bank account and leave you broke in dark alley.

So, for a group of traveller, staying in beautiful 8 bedroom villa Seminyak – Bali will be pampering all the members in luxury with various facilities and can also be the cheaper place to get a better good night sleep. If you want to know the other advantages, you can keep on updating the future posts that I will publish in this blog.

How to Distinguish the Real Property Strategist

Hiring property strategies is one of the most advantageous ways to help you reaching your goals in property investment. There are lots of people claiming themselves as strategist or advisor but not all of them work as they are supposed to.

Some of them can be buyer’s agent who claim to be able to do many things like strategist does. Therefore, it is important that you choose the real property strategist so that it will really be beneficial for your investing.

Ways to distinguish the real property strategist to choose

Involving in property business means you have goals to real whether to grow it to the max, to gain high profit, to have long-term business, or all of them.

The real property strategist to choose

It is not wrong if you want to hire buyer’s agent because they have also their own role that can help you to handle your task such as finding potential property with the best deal.

However, if it is property strategist that you need, you are not supposed to be mistaken buyer’s agent as property strategist because they are different. Of course some agents claim to be the right person you need to handle your business.

However, both actually have quite different role in helping you to create the wealth through property investment. A buyer’s agent works by orders. They take order to find property as you order them. They bias will be on the area they have already expertise in and that could be not your interest. However, property strategist will help you formulating the right strategies by taking your aspiration, position, situation, finance, time frames, as well as risk profile into consideration.

Thus, the strategies they formulate are for you not any other investors because they made to fit you. If you want a long-term creation wealth partner, who you need is property strategist, especially the one that is independent and unbiased.

Good advice from property strategist

It is common to doubt that property strategist will give you the best advice for your investment. Doubting it means you are not careless investor.

A good strategist will not give you random advice. Their advice will design their recommendation to your personal circumstances. In addition, they will not only give you the rewarding points of the recommendation but also warn you about the risk. Therefore, you can also do the math ad consider the best option to decide.

A good property strategist won’t give biased advice driven by property, services or products to be sold. Professional and experienced strategist usually have their own team to formulate potential effective strategies and advice for their clients.

It is even better if you choose a property strategist who is qualified and maybe a member of recognized organization. Those strategists usually have more understanding, experience, as well as skill to help you with a long-term wealth creation through property investment.

It is common now for business people as well as already successful investor to hire a strategist. However, you don’t have to wait until you are successful in property investment to hire one. You can do it now instead.

How Important Graphic Design Is To Boost Your Business?

Brand identity has becoming the important part for most of the business today. You can’t even talk about it without thinking about an eye-catching logo, etc. Meaning that your business graphic design assets can help you to at least boosting the brand’s presence.

How possible the graphic design assets are able to boost your business?

We need to admit that there were times when the business itself needn’t a single logo, nor even the online presence, attracting ads design, and many more. Those days had been long gone and they are changing like everyone of us.

Today, you are even recommended to prepare all of the necessary design assets when you are starting your business even the smallest one in the world. Especially when you are targeting the online or internet users to make them put more trusts in what you are offering.

How possible graphic design assets be able to boost your business?

There are so many graphic design services, today. You can even hire the graphic design Bali to make your business logo, annual report, brand identity and many more no matter where you are right now.

Even, you may have been read an online news before, telling you that there have been many companies were paying out up to million of dollars just to change their own logos. You know what? Professional businessmen and international companies won’t do that if they will get nothing. There must be something bigger than spending those millions.

At least, their brands can be noticed by more people after the pros and cons are raising up, customers aware that the companies are building the new products and services and they might be reach more potential customers by the change they have made. No wonder that just by changing a logo, a company can be a trending topic in design field.

So does your business, no matter how great the things are going, you will still find ways to maintaining them while trying to find things that can help you boost your achievement.

Whether you are going to build a new business or continue what you have been starting before, all of the graphic design assets are part of beautifying your business so you’ll be seen you’ve got a necessary touch.

Thinking about that, you will also get the advantage of bring the digital and printed graphic design assets all together. If you are thinking about putting ads on online platforms, design will play an important role on that because you have been got several image assets for the ads design. And in case you may are thinking about printing brochures or leaflets as well for your certain customers or business partners, you are good to go for including logo, product designs and so on.

Graphic design is also relates to web design if you are thinking about make your business’s online presence. Web design is even so much important in how your site will compete in search engines. Many online businesses are even trying so hard to make its page load faster, easy for visitors to navigate through pages, getting the important information about the business itself and many more.

All of them are started with the graphic design ideas where you will finds out how many assets you will have. At first, it may not helping you to get the customers, but you will gain more and more trust through the design assets that will be seen by your customers.

Those will be the possible ways how graphic design assets of a business can contribute in boosting the business value itself. And by the time you are gaining more trust, you are actually have been built your own market as well.

Three Hardships of Stock Trading Business That You Need to Know Before You Jump Into the Shark Pit

Perhaps you have seen a person who owns a successful stock trading business living life to its fullest. Perhaps you want to emulate that person by joining the world of stock trading. Perhaps you want to make the big bucks by trading. Stock trading, after all, is not a discipline that requires you to have a degree, no. You do not have to a special skill that only a select few can get. More importantly, you can start trading stocks with a very low capital, which is probably the reason why people get into stock trading in the first place.

In reality, however, things are not as wonderful as it is. While you do not need to have a bachelor’s degree, having one in business can give a MASSIVE boost for your success. You might not need to have a special skill that only a few have with them, but that special skill can be the thing that makes or breaks your stock trading life. Opening up a stock trading account would not cost you much, but because money makes money in the world of stock trading, giving out only a little would only net you a little amount as well.

Those three are just the tip of the iceberg when it comes to the hardships that you will encounter in the world of stock trading. In fact, there are a lot of them, and we want to talk about them bit by bit below.

Learning how to trade stocks is not exactly easy

You might see those commercials that tell you how easy it is to open up a stock trading account. Those commercials will include words like ‘easy’, ‘no hassle’, ‘instant profit’, and other wordy whatnots. Truth is, they are right in all of them. Opening up a stock trading account is VERY easy these days. All you got to do is to click on several prompts, fill up the empty boxes with your information, and click make an account. When you already got an account, you can then start trading, in which you will then earn your profit.

It might be easy and it will give you no hassle when you are trying to open up an account, and you might earn yourself a profit after you have traded the stock, but there is one minor thing: your profit will definitely be very small if you have just started (and with a tiny capital as well).

To get yourself going from stock trading alone, you need to understand how to manage risk, and risk managing is not exactly an easy skill to learn. You can find a lot of instructors that will be willing to teach you that skill, but their services would not be cheap.

You need to be HIGHLY disciplined

We wrote highly in caps because you need to have a LOT of it. Stock trading is a skill that will require your discipline. You will be needing to watch the prices of the stock in a zealous-like manner, sticking your eyes to it until the stock market closes and day trading is no longer allowed for that day. You need to keep an eye on the each and every one of your stock that you got in your portfolio, all so that you can quickly sell the stock that is increasing.

There will always be a risk

And you will always lose unless you got a lot of stocks in your portfolio. Stock trading is a highly profitable discipline, but there will always be a risk involved and you can never mitigate it. It is just like gambling, where the unexpected can happen at any moment. If you are not ready to lose money, then perhaps the stock market is not for you.

That is all we can say about the hardships that you can find when you want to trade stocks. You cannot avoid risks in the stock market and you need to be highly disciplined if you want to make a profit that can feed you for a day. Make sure to put those three things into consideration before you start a stock trading business unless you want to be one of the many scrubs who think that stock trading is easy and fail in the first month.

How to Spot A Good Sports Bar Seminyak

There’s no better place to feel the jollity of celebrating your favourite champions than at sports bar—particularly when you are thousands miles away from the actual stadium. There’s no reason to miss any upcoming match of your champ even when you are enjoying holiday in Bali. You could always go to sports bar Seminyak, kick back in comfortable surroundings, have TV at every angle, and cold beers in your table. Here, we have compiled signs of a good sports bar in Seminyak area, Bali, that worth to visit. 

How to Spot A Good Sports Bar Seminyak

They Have the Best TV, And It’s More Than One

These bars know their game. They have big screens TV, preferably more than 70 inches, with crips, clear, and vibrant picture—so that patrons could enjoy the game with ease from every angle. The exact number of the TV sets should be in ratio with the size of the place, but good bars know that they should have it more than one. 

Great Location

Though Seminyak has many secret gems hidden on narrow alleys, a great sports bar Seminyak shouldn’t cost you blood and sweat just to find it. They should be easy to find, located in reachable area, and noticeable even from a mile away. 

A Good Range of Variability

You know you are in a good sports bar Seminyak if they have a good variety of bar games available. Their owner knows that not every game captures the attention of visitors every time—nor that they have matches to show every night. Sport bars who understand their visitors would provide table football, darts, pool, or even video games that visitors could play between their drinks. Hey, what’s more fun than competing with your mates to pump some adrenalines to the night?

Quality Food

Some bars are not well known for their food—think of fish and chips just to complement the drinks—but sports bar should be different. They know that their visitors are not here to just drink and chill—they are staying to watch the entire game of their favourite team. They probably takes their best mates with them, too. Hence, the food should be great, varied, and fulfilling to last as many as four hours. Popcorn and potatoes is a must for a light munch, but a good sports bar should have heavier items on their menu, such as burgers, pizzas, cooked meals, or even seafood delight. Sea Vu Play bar Petitenget, is one of exemplary sports bar Seminyak that serve great seafood to accompany the game night. 

Have a good game, champs!

Considerations Before Buying Tenanted Property

There’s so many option when it comes to purchasing investment property. You can buy secondhand property, new property, or tenanted property. Every option carries its weigh and risk. Before deciding to choose one of them, make sure to calculate every risk and weigh because you can’t let your money go to waste by buying the wrong property.

Considerations before buying tenanted property

How about buying tenanted property then? Is it good idea to choose or otherwise?

Weighing the option of buying tenanted property

For a quick glance, buying tenanted property makes a lot of sense for you as an investor. The good part is that you don’t have to pay for a letting fee. You also don’t need to worry about how to find tenants to rent your property.

You just can get monthly income right after buying the property. However, making rash decision just because of tempting surface is not always good for investor. Therefore, make sure to consider various factors before deciding to purchase tenanted property.

  • There is a risk that you could inherit irresponsible or less desirable tenants. What if the already tenanted property you buy is occupied by tenants who are always late to pay for the rent or don’t treat the property properly? If you buy the property with this type of tenant, it can cost you more money as well as time. It can also put your investment career in jeopardy. What if the tenant is the reason why the previous property owner decide to let go? This is possible risk of buying tenanted property which doesn’t mean it is always the case. This should be at least included into your consideration.
  • Aside from the possibility of inheriting problematic tenants, there is also risk of problematic lease documents. There is possibility that you inherit lease documents with hidden troubles. This can lead to bad scenarios if you are not prepared of this risk. Aside from problematic documents, there is also case of tenanted property with no documents at all. This is of course much worse than problematic documents.
  • The next thing to consider before deciding to invest in tenanted property is the PCR or Property Condition Report. This is important for a property owner because it is supposed to contain necessary information regarding to the condition of the property in the beginning of the lease. If there is lack or no details of relevant information, it can cause bigger problems in the future. You will not know if the property has been damaged because there is no concrete baseline for comparison in the first place.

Those are risks you should consider before deciding to buy tenanted property. To avoid problems in the future, make sure to be attentive about the documentation.

Make sure to review them thoroughly and weigh any possible option. If you have difficulty to review or analyze documentation, you can always as your property manager to help you handle this matter.

They have knowledge and proper skills to know if the property is clear from possible problems in the future.

Criteria for Best Seminyak Villas to Stay in Luxury

Stay in the best luxury Seminyak villas aren’t only for those with more budget. There are actually some of affordable villas that are quiet affordable especially for the foreign travelers when finding an accommodation in Bali.

Facilities inside the living room of Seminyak villas you can rent to stay in luxury

Many people may are believing that ever since Seminyak has been a popular location in Bali, then its area will also get more expensive accommodations especially for the villas that seems to be dominating the area. But what if I am telling you that it is actually not as what you may have in mind? Villas at Seminyak aren’t that expensive!

So that, I will show you which one of the best Seminyak villas that you can rent to stay alone or along with your family and friends without paying too much as the others and you can still enjoy how luxury they are so your holiday can even be more better. And I am going to get it started with the criteria of the villas you should rent.

Criteria of the best Seminyak villas to rent and start staying in luxury

All of the criteria I am going to show you will be contributing in helping you find the best villa at Seminyak where the first of your purpose is getting the cheaper one and you will still get pampered to live in luxury. And surely you can really get the one as I have said.

But to be honest, since price range can be relative for some people, I won’t say that this best Seminyak villas I am going to recommending you are the cheapest one. Some people may still taking it quiet expensive but I am sure that you will still considering them.

1. Locate around the beach

If you are traveling in Bali, how it is possible for you to find an accommodation away of the beach? I know it will be your decision but when you will not staying around the beach, you will miss many things.

It is important for you to stay at the best Seminyak villas that are located around the beach but never try to rent one that is precisely located at that beach. Give yourself a distance since the beachfront accommodation will be so crowded and too expensive.

Just rent the villa at Seminyak that is nearby the shoreline where you will only take some minutes to walk to the beach and won’t miss many interesting things around.

2. Great facility and services from professional staff

Now, there are2 main things that makes an accommodation considered as the luxury one. Both are how great the facilities are and how great services from the staff. You must be agree with me in that.

And if you are requiring the best Seminyak villas with great facilities and amenities as well as the higher rate of services from the professional and trained staff, there has been such favorite villa that located around the beach and is even providing you with a private pool that can help you maximizing your time inside the accommodation.

Pool can be a great facility for your accommodation since you can be more enjoyable and relaxing yourself in it. And it will be get cleaned every single day by the staff. Surely that there will the other facilities as well and the other services you can get while staying at the villa around Seminyak beach.

3. The best Seminyak villas I am talking about aren’t those in thousand of dollar per night

Funny thing about the luxury villas at Seminyak are many of them offered in a thousands of dollar per night stay. That will be a mid to the top class of market to target. But when you are a bit smarter, sometime the facilities you will find in such expensive villas are no different with the others that are offered in only hundred in dollar.

But it can be ensured that the expensive one is most likely locate at the most popular spot at Seminyak which as I have said in earlier, you don’t actually need that.

So if you want to find the best luxury Seminyak villas, you can simply start your search by finding the prices started form US$100 to US$300 and you can get almost anything you are wishing for from an accommodation.

Those will be my criteria for the best Seminyak villas to rent when traveling in Bali without even need to think about you are breaking your bank account because they can be affordable enough for many of travelers.

Ideas for Small Bedroom Makeover: Make the Best Out of Your Space

Small bedroom space is getting more common. This is particularly apparent in metropolitan cities where the square foot gets more and more expensive and showing no signs of decrease. So it’s time to get creative for your bedroom rental arrangement.

Ideas for small bedroom makeover

Whether you’re renting your property for a shorter term rent such as Airbnb, or whether you’re renting a monthly apartment, getting the bedroom space a makeover would pay off handsomely.

Employ floating shelves to optimize your vertical spaces

Upper walls to ceilings are often largely unused. These spaces simply exist. But this is where these vertical spaces shine. They are great for storage spaces. Use floating shelves or even the surround shelves in the bedroom.

The space on top of your bed is especially going to leave more of dead spaces, as you won’t be able to put desks or shelves on top of the bed. This is where floating shelves and surround-shelves come very much in handy. The surround shelves would especially create a cozy look for the bed.

Choose the style and colours of the shelves that complement your bed or the overall look of the bedroom.

The popular usage of platform storage

If you’re an avid user of social media, you’ve probably seen a relative of yours or an acquaintance of your distant relative sharing some renovating ideas. And much of this is the idea of getting the best out of the available space.

Clever use of loft is among the favorites of the internet folks. Lofts are another part of social media-viral ways of maximizing the use of space As for the platform storage, they made a frequent appearance in these small room ideas posts.

And they are popular and went viral for a reason; they convey a clever use of space in such a way that you go “Oh!”. Get the bed on top of the platform storage. This method uses both elevations as the saving-space technique as well as maximizing the room for good storage space.

The platform storage can also be replaced by a walk-in wardrobe. Who says you can’t have a large wardrobe if you have limited bedroom space?

Keep your colors bright

A property designer’s rule; bright colors that are consistent throughout the room
Keep the wall colors consistent with the furniture, especially the ones that take up the most space; the nightstands, the desk, the wardrobe.

It does not mean that everything has to be the exact same shade. In fact, a variation of shades would add more depth to the overall design of your property’s bedroom.

A mezzanine style bedroom with those who have high ceilings

If the height of your bedroom can afford you to get a mezzanine design onboard, then get on with it. Make use of the space below the stairs well, otherwise, it would just turn into dead space. Bad news for an already-small bedroom.

The space below the stairs can often be effectively used for storage. Fit a vertical shoe rack below your stairs.

How Good Your eCommerce Site Design Is?

Do you think that designing a website is easy even if you have been helped by using the site builder where you can only “drag and drop” all the elements and navigations? You wish. I do trust people who are saying that you can design a site even if you don’t know how to code, but most of the times, amateurs can’t really do that.

And if you want to know about how a design and development aspects can be challenging and complex, you can give yourself a try in building an online shop or eCommerce.

Web design has been a popular topic until today. Many site owners especially those who are running an eCommerce are are trying to make their sites to be well designed for various reasons.

The main reason can be; design of a website is the first impression the customers get from your site. And while we are talking about that, how long does it takes for the customers to give their first impression? 2 seconds!

Build a good and best eCommerce site design for better results

That’s how short it is. So that, your online shop design should really be visually appealing at its first glance. It is about the love at the first sight you need to think about so you can really get the better impression from your customers.

If you are thinking that the first impression is not important at all, I am telling you that will be the reason why they want to spend their times more and longer in your site than the others, why they want to share your products in their Facebook profile and could be the reason why they want to buy from you.

How your site is designed is also a great reason to why you will easily get the trust from the new customers. You won’t design your eCommerce as how an illegal online gambling sites are appeared, right? Or does your eCommerce still looks like an amateur blog design?

To get a professional web design is as important as how you will be seen when meeting with new clients. You must be wearing a good suit and a shiny shoes to grab the important impression on your customers so they are thinking that you are the trust-worthy one.

And when you are running an eCommerce or any kind of online businesses, you have to really put a special attention to your website design since visuals are also the top significant factor that affecting the customers purchasing decision.

Your eCommerce design is also affecting how long your site will be loaded. The faster is always the better for this case since it will also part of how you can start your on-page’s site optimisation for search engines. Later, the robot crawlers will give you some positive points for site speed and the customers will also get a better experience in searching around the products in your site.

But as I have said earlier, web designing may not really your thing. You may can build one and two parts of an eCommerce site, but you have to admit that you don’t really experience in web designing, do you? And to help you with that, feel free to hire the Bali web design service that has been experienced for years and have been building the sites for the eCommerces, villas and hotel and many more.

eCommerce site itself is really a complex structured site. You have to deal with the various payment processors, shipping (addresses) with so many databases, how the new arrival products will be displayed, promos, how the stocks will be updated and many more. Do you think that you can really deal with all of those? I am afraid if some of them will really not in your domain.

If you are not ready for all of the design parts you have to be finished, the short and best way is that to hire someone or an agency to work for you since they have been experienced in designing the eCommerce. Now, you must be appreciate more of your site design, mustn’t you?